Debt by Dysfunction

In 2033, your parents' Social Security gets cut 21% by law.

This isn't a prediction.

It's already written into the statute.

Three Separate Crises

📅
TYPE A
2033
Entitlement
Automatic cuts
📈
TYPE B
2027
Interest
Crowding out
💥
TYPE C
Any day
Confidence
One shock away

The Convergence: 2025–2035

Three crises converging within the next decade

Net Interest
Discretionary Spending
SS Trust Fund

Data: CBO 2025-2035; SSA 2024

All converging 2028-2033.

The Numbers

$0B
Interest costs in 2025
More than the ENTIRE DEFENSE BUDGET
By 2027: More than ALL infrastructure, research, and education COMBINED

The government is transforming from a nation that invests in its future into a debt-servicing operation.

Why We Can't Just "Grow Out of It"

1946
106% of GDP
• Temporary war spike
• Young population
• Defense cut from 37% to 5%
• Strong growth potential
→ Fixed by 1974 (23%)
2025
125% of GDP
• Structural, peacetime
• Aging population (fertility 1.64)
• Defense already at 3% (can't cut)
• Slower growth projected
→ Rising to 156% (2055)

We don't have the tools that worked in 1946.
The debt is structural, not temporary.

The Cost of Delay

If we fix it in 2025
~2%
of GDP needed to stabilize
Difficult but doable
If we wait until 2040
~4%
of GDP swing needed
Politically impossible

That 4% swing equals:

Eliminating Medicare + Medicaid
AND raising all income taxes 30%

Why Nobody's Talking About It

Every actor has rational reasons for silence

🏛️
Politicians
Electoral suicide to propose fixes
📺
Media
Can't sustain crisis coverage for years
🎓
Experts
Career penalty for early warnings
💼
Financial advisors
Legal liability for dire predictions

But wait...

The people who KNOW are actually saying it out loud:

The U.S. fiscal outlook is, in a word, unsustainable.

Jerome Powell
Federal Reserve Chair, 2024

We're on an unsustainable fiscal path. The time to address these issues is now, not later.

Janet Yellen
Treasury Secretary, 2023

The federal government faces unsustainable long-term fiscal pressures.

Congressional Budget Office
Long-Term Budget Outlook, 2024

Social Security's costs will exceed its income in 2033, and the trust fund will be depleted.

Social Security Administration
2024 Trustees Report, 2024

The current fiscal path is unsustainable and will eventually lead to a crisis.

Committee for a Responsible Federal Budget
Fiscal Analysis, 2024

America's fiscal trajectory poses significant risks to economic growth and stability.

Peterson Foundation
Fiscal Health Analysis, 2024

Without policy changes, federal debt will reach unprecedented levels in coming decades.

Government Accountability Office
Fiscal Sustainability Report, 2024

They're all saying the same thing.

The problem is that nobody's listening.

Read the Full Analysis: Why the Silence? →

What Actually Happens

2025
Already starting
Interest costs exceed defense
2027
Interest crowds out
Exceeds all discretionary spending
2033
Social Security crisis
21% automatic benefit cuts
2040
Four Americas emerge
Geographic stratification permanent
See the Full Timeline →

The Four Americas

Not nationwide collapse. Geographic stratification.

Tier 1
5-10%
Wealthy, insulated
Tier 2
20-30%
Functional, strained
Tier 3
40-50%
Deteriorating
Tier 4
10-20%
Failed zones

Your ZIP code determines your reality.

This is mathematically solvable.

We know how to fix it.

We won't.

Here's what you can do about it: